Well, it’s official. We’re in a recession. Oh, of course I’ve heard this news for several months now, so it comes as no surprise.
But I’d been fortunate. Up to now, it hadn’t really affected me much.
My husband and I have a nice home with a reasonable monthly mortgage payment. From what we can tell, at least for now, both of our jobs seem fairly safe. Yes, we do have some credit-card and other debt, but we are working hard to reduce what we owe. Our goal is, ultimately, to eliminate all of it when we retire.