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Extension

  • Overpaying? Recalculate tax withholding

    As tax time nears, many of us begin to think about the amount of our federal income-tax refund or try to figure how much we may owe. 
    Income taxes are based on the total income earned minus any allowable deductions. They must be filed by midnight April 15.
    The majority of people have their income tax deducted directly from their paycheck. The difference between the actual amount owed in income tax and the amount paid is calculated once per year. 

  • Small changes can yield big savings

    The recent economic situation has many people trying to save more money.  In 2005, the personal savings rate had fallen to below 1 percent, indicating that many Americans were spending either all or even more than they were earning. 
    The current personal savings rate, nearly 6 percent, shows more Americans are building their savings.
    Savings provides many people with a feeling of financial security – knowing they have money set aside to pay off debt, prepare for retirement, or purchase a big-ticket item, such as a house or car. 

  • Planning your own lunches can be fun and educational

    Selections from the school cafeteria don’t always tickle the taste buds. So, if you are a do-it-yourself kind of person who wants to pack your own lunch, here’s how.
    Plan ahead. Write down ideas for each school-day menu and review them with mom or dad to come up with a week’s worth. Go grocery shopping so you can help pick foods you like or want to try.
    Prepackaged foods aren’t always your best choice; they taste good and are easy to prepare., but many contain excessive quantities of calories, fat and salt.

  • Now’s time to renovate hayfields, pastures

    The drought of 2010 was extremely hard on Trimble County pastures and hayfields. Now is the optimal time to consider renovating these fields.
    To be sure you use legume varieties that will perform well in your area, call the Trimble County Cooperative Extension Service office at (502) 255-7188 for the results of forage variety trials from the University of Kentucky’s College of Agriculture.
    These trials, among others, will help you pick the best varieties for your particular operation.

  • Variety of topics at February meetings

    The following are programs planned for February and aimed at producers and others involved in horticulture and agriculture.

    Produce meeting

  • Saving tips can reduce energy use, costs

    It’s winter in Kentucky, and what a beautiful time of the year.
    But beauty can also be costly. Heating and cooling costs account for more than 50 percent of energy use in a typical U.S. home. In most households, it often is the largest energy expense.
    It’s no secret that energy use will peak, but there’s no need to panic. Here are a few ways to offset excessive energy usage and electric or gas bills.

    Tips for saving energy

  • Enhance landscaping with food-producing plants, vines

    By MICHAEL PYLES
    Trimble County Extension Service

  • Don’t avoid talking to kids about household finances

    By JANE PROCTOR
    Trimble County Extension agent

  • Feb. 20-27: 'Kentucky Saves Week'

    In a down economy, Americans are saving more, but their level of savings may not be enough to help them navigate through an unforeseen financial hardship.
    According to the Bureau of Economic Analysis in the U.S. Department of Commerce, the personal savings rate for Americans in 2010 was around 6 percent.
    America Saves Week and Kentucky Saves Week, the state-level campaign, were created to encourage people to find ways to save more, whether that’s building a savings account or emergency fund or paying off credit card debt. This year, the week is Feb. 20-27.

  • Livestock programs planned for 2011

    Trimble County livestock producers may want to take advantage of some of the excellent Extension Service educational opportunities during the next several months.
    The 2011 Louisville Area Master Cattlemen Program: There is still time to register for this comprehensive forage and cattle management program.
    This program begins on Thursday, Jan. 20, and meets monthly from 5:30-9 p.m. through Oct. 20. Topics include facilities, management, forages, nutrition, reproduction, environmental stewardship, genetics, herd health, end product and marketing.